Category: Financial Wellness

Let’s start with a hypothetical situation: You’ve worked hard the past week and are looking forward to a calm weekend, but your car has other plans and suddenly breaks down. The repair charges are steep, and your payday is still a few days away.   In this type of situation, getting […]

In times of financial crisis, when unexpected expenses arise, finding quick access to funds becomes crucial. There are several options available for obtaining money in such emergencies, including cash advances, payday loans, personal loans, and earned wage access (EWA). Each option comes with its advantages and drawbacks, and understanding these […]

The current economic landscape, punctuated by soaring inflation rates, supply chain disruptions, and fluctuating energy prices, highlights the critical role of financial wellness training in fostering employee well-being. These volatile conditions, intensified by significant events like the COVID-19 pandemic and growing inflation, often lead to increased financial stress for employees, […]

Financial Wellness Apps Establishing a foundation of financial wellness sounds like a complex undertaking; however, it might be easier and more convenient than you think. While maintaining healthy finances can be tedious and at times overwhelming, there are several apps available that make keeping up with finances more manageable and […]

Pay periods can be weekly, bi-weekly, semi-monthly, or monthly. The specific pay cycle selected by the employer will depend on the payroll provider being used, and the payroll schedule available and chosen by the employer. Understanding pay periods is important for effective financial planning because it helps individuals manage their […]

So, you’ve decided to start investing? That’s fantastic! Investing is an excellent way to build your wealth over time. If you have long-term financial goals, learning how to invest should be on your radar. To do it well, you’ll need to understand the benefits of your investment and decide what […]

Over the past few years, the way that we make everyday purchases has changed drastically. Many people don’t carry cash anymore, instead relying on debit or credit cards to pay for goods and services. In fact, some people don’t even carry debit or credit cards anymore. Instead, many rely on […]

Build Financial Wellness With On-Demand Pay On-demand pay is an innovative program that gives employees access to their earned wages before payday. Due to its growing popularity, many employers are starting to offer it as part of their employee benefits plans. And the results are powerful — for employees and […]

Running a small business has its fair share of challenges – which isn’t necessarily groundbreaking news to hear for anyone who has ever managed their own business. There are many considerations and responsibilities to juggle in a small business, including hiring employees, balancing books, marketing, meetings, inventory, taxes, strategic planning, […]

It costs money to borrow money. That’s why any loan you take out will have interest attached to the sum that you’ve borrowed. If you borrow $1000 from a bank, depending on the type of loan, there will be some percentage of interest that you must pay back with the […]