Your Money
The Tapcheck Mastercard ensures the wages you’ve earned are available when you need them.
If payday always feels too far away, you’re going to love this card! Load your on-demand earnings directly to the Tapcheck Mastercard, and use it to make in-store purchases, online payments, and ATM withdrawals. No waiting for weeks. No checks to cash. Just your wages, your way.
REGISTER NOWWhen you apply for the Tapcheck Mastercard via the Tapcheck app, you get more than just a prepaid card. You get financial flexibility and protection with benefits that include:
The Tapcheck Mastercard ensures the wages you’ve earned are available when you need them.
On payday or right away, use the Tapcheck Mastercard to get the money you’ve earned whenever you want.
Use your card for everything from day-to-day purchases and ATM withdrawals to mobile payments and online transactions.
We want to deliver the best experience and service for those using the Tapcheck Mastercard. That’s why we’ve listed out additional features, benefits, and answers to frequent questions we get asked.
There are two ways to activate your new card after you receive it in the mail:
When you receive your new card in the mail:
Go to the “Notification Settings” page in the Tapcheck mobile app, located in the “More” Menu, and turn on the card-related notifications to customize your alerts for purchases, fraud activities, direct deposit, and more!
Once approved, your Tapcheck Mastercard should arrive within 7-10 business days. If you have still not received your card, please contact us by chatting with us in the app.
The Tapcheck Mastercard is a Mastercard prepaid card. It is linked to your Tapcheck account and allows you to spend your earned wages everywhere Debit Mastercard is accepted.
If this is your first time, open the Tapcheck app and select the “Tapcheck Card” option on the bottom to apply for a card.
No, there is no cost to apply for the card and no fees for domestic purchases where Debit Mastercard is accepted.*
*See Cardholder Agreement and Fee Schedule for a full listing of fees and limitations here.
Yes
Just download the Tapcheck app*, log into your account, and apply for your card.
That’s all it takes to start doing payday your way!
*Standard text message and data rates from your wireless service provider may apply.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
Early ACH Disclosure: Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-2 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Tapcheck Mastercard when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. If you already have a Tapcheck prepaid card issued by another bank, you need to complete the enclosed form to have your direct deposit sent to CBKC to be eligible for the early direct deposit feature.
The Tapcheck Mastercard is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 844-404-0389, 24 hours a day, 7 days a week.
Earned Wage Access is not sponsored, endorsed, administered by, or associated with Central Bank of Kansas City, the issuer of the Tapcheck Mastercard, who has no liability in relation to Earned Wage Access.