Tapcheck Mastercard®
Apply for the Card That Puts You in Charge of Payday!
Earned Wage Access is not sponsored, endorsed, administered by, or associated with the Central Bank of Kansas City, the issuer of the Tapcheck Mastercard, who has no liability in relation to Earned Wage Access.
Tapcheck Mastercard®
When you apply for the Tapcheck Mastercard via the Tapcheck app, you get more than just a prepaid card. You get financial flexibility and protection with benefits that include:
Direct Deposit
2-day early direct deposit available to employees on our Tapcheck Mastercard
On-Demand Earnings
Transfers Between Tapcheck Card Holders
In-App Management
Mobile Wallet
Financial Education Included
No Hidden Fees*
Surcharge-free MoneyPass® ATM withdrawals (in-network)
Fraud Protection
Accepted Everywhere Debit Mastercard is Accepted
Digital Card Information & Physical Card
Your Money
The Tapcheck Mastercard ensures the wages you’ve earned are available when you need them.
Your Schedule
On payday or right away, use the Tapcheck Mastercard to get the money you’ve earned whenever you want.
Your Choice
Use your card for everything from day-to-day purchases and ATM withdrawals to mobile payments and online transactions.
Frequently Asked Questions
We want to deliver the best experience and service for those using the Tapcheck Mastercard. That’s why we’ve listed out additional features, benefits, and answers to frequent questions we get asked.
There are two ways to activate your new card after you receive it in the mail:
- Go to the “Card” section in the Tapcheck mobile app, click the “Track My Card Delivery” option, and then select the “Activate My Card” button
- Or call the activation number listed on the back of the card and follow the prompts to activate your new card
When you receive your new card in the mail:
- Open the Tapcheck mobile app
- Go to the “Card” section
- Click on the “More Card Options” menu on the screen
- Select the “Set/Reset Card PIN” option
- Open the Tapcheck mobile app
- Go to the “Card” section
- Click on the “More Card Options” menu on the screen
- Select the “Direct Deposit Account Info” option to find the account number, routing number, and direct deposit setup form
- Open the Tapcheck mobile app
- Go to the “Card” section
- Click on the “More Card Options” menu on the screen
- Select the “Set/Reset Card PIN” option
Go to the “Notification Settings” page in the Tapcheck mobile app, located in the “More” Menu, and turn on the card-related notifications to customize your alerts for purchases, fraud activities, direct deposit, and more!
- Open the Tapcheck mobile app
- Go to the “Card” section
- Click on the “More Card Options” Button on the Card Management page
- Tap “Track My Card Delivery” to track your card shipment
Once approved, your Tapcheck Mastercard should arrive within 7-10 business days. If you have still not received your card, please contact us by chatting with us in the app.
- Open the Tapcheck mobile app
- Go to the “Card” section
- Click on the “Full Card Info” button that is on the card image to view your card’s full number, expiration date, and 3-digit security code
- Open the Tapcheck mobile app
- Go to the “Card” section
- Click on the “Add Money to Card” button and follow the transferring process to transfer the funds
- Open the Tapcheck mobile app
- Go to the “Card” section
- Click on the “More Card Options” button
- Tap “Lock/Unlock Card”
- Open the Tapcheck mobile app
- Go to the “Card” section
- Click on the “More Card Options” button
- Tap “Download Monthly Statement”
- Select the desired month and year to download your statement
- First, make sure your card PIN is already set up
- Then add the card information to your mobile wallet
The Tapcheck Mastercard is a Mastercard prepaid card. It is linked to your Tapcheck account and allows you to spend your earned wages everywhere Debit Mastercard is accepted.
If this is your first time, open the Tapcheck app and select the “Tapcheck Card” option on the bottom to apply for a card.
*See Cardholder Agreement and Fee Schedule for a full listing of fees and limitations here.
No, there is no cost to apply for the card and no fees for domestic purchases where Debit Mastercard is accepted.*
Yes.
Take Control of Your Earnings
Apply for the Tapcheck Mastercard!
Just download the Tapcheck app*, log into your account, and apply for your card.
That’s all it takes to start doing payday your way!