Best-in-class benefits start with on-demand pay

Expenses don’t wait for payday—so why should your employees? Give them access to their earned wages anytime, with no cost to your business.

There’s no price tag on financial security. Literally.

Tapcheck is completely free for employers. Unlike predatory payday lenders that hide massive fees in the fine print, Tapcheck transfers come with only one small, ATM-like fee for employees.

Set up Tapcheck

Tapcheck supports no-code integrations with all major payroll and timekeeping systems to make setup easy.

Employees work their scheduled hours

All hours worked are sent to Tapcheck for verification.

Earned wages are available immediately

Once verified, up to 70% of net wages earned by employees from their shift become available in their Tapcheck account.

Employees can access their wages when they need them.

Employees transfer their net pay to their bank account or their Tapcheck Mastercard for the same cost as an ATM fee.

No payroll disruptions or complicated processes.

Tapcheck tracks all employee transfers during each pay period, ensuring accuracy and transparency on employee paystubs.

Happy teams work harder

Improve retention, reduce absenteeism, and cut turnover with on-demand pay.

50%

reduction in employee
turnover

89%

increase in employee
productivity

74%

decrease in absenteeism
‍

Employer Testimonial

Employee Testimonial

Best perk free to employers

"Using Tapcheck is easy and just awesome – a life saver. Highly recommended to anyone who wants to get the paycheck early."

Yuri B.

Employer Testimonial

Employee Testimonial

Tapcheck is AWESOME

"Great way to get your paycheck when you need it! Especially if you get paid every other week & bills come due before payday. Low fees, fast, reliable service."

Sherri K.

Employer Testimonial

Employee Testimonial

Supportive and helpful

"I love every experience with Tapcheck, it's easy to use and understand. I can get money from my check in a pinch, and I save money in late fees by not having to wait till payday to pay a bill."

Stacy

Employer Testimonial

Employee Testimonial

Great resource

"What a great service. If you get paid every two weeks, but something comes up you have an unexpected bill. It’s nice to know that Tapcheck is there for you."

Darcel R.

Be an active player
in your employees’
success

Empower Financial
Wellness

Tapcheck enrollment comes with free access to the Learn financial wellness feature, providing tools and information employees need to maximize the money they’ve earned.

Multiple Options for
Transfers

Employees can instantly transfer their available net pay to their bank account, to the Tapcheck pay card for the same cost as an ATM fee, or to gift cards to their favorite brands and retailers.

No Risk of
Overpayment

Tapcheck incorporates all available deduction data (taxes, garnishments, etc.) to ensure liabilities are covered from employee earnings before they can access them.

No Credit
Checks

Transfer availability is based on money already earned, so employees don't have to worry about getting approved or affecting their credit.

Stay in total control of your payroll

$0 Employer Cost

Tapcheck is 100% free for employers to offer, and employees pay only a single, ATM-like fee for transfers.

Seamless Integration

Our no-code integration syncs directly to all major payroll systems for a hands-off setup and stress-free management.

Avoid Payroll Pain

Transfers via Tapcheck are automatically updated in employer systems and clearly shown in employee paychecks—so payroll teams avoid extra work.

Build Happier Teams

89% of employees feel more satisfied with their job when they have access to earned wages, and are 68% more likely to stay with their employer for more than two years.